There are an almost infinite variety of free seminars available on financial services. 

 Why should you ever pay for one?

Because most free financial seminars are geared toward selling you more financial products and what you don't know can significantly hurt you and your family.  Much of the financial services industry is built on taking advantage of your lack of comfort, knowledge and sophistication with planning, investing and insurance products.  Every financial services firm knows that when it comes to money, people react to two basic emotions, greed and fear and their sales tactics and business models are designed to take advantage of your emotions.  Our goal is to level the playing field by helping you to take some of the financial emotion out of financial decisions and replace it with financial logic and knowledge.

And we guarantee it.  If you are not fully satisfied that our seminars provide information at least as valuable as the cost of the seminar, we will give you a full refund.

Some examples of what you'll learn that many of our competitors hope you never find out:

1)  Did you know that while many brokers hold themselves out as financial advisors, many have little training in financial analysis and no obligation to do what is in your best interest?  How do you tell the difference between a "good" advisor, a mediocre advisor and a bad advisor?  Some of the answers may surprise you.

2) Did you know that the average investor using an advisor will need to work and save for retirement for up to eight years just to pay their advisor and the average investor who doesn't use an advisor makes a return about equal to a low interest savings acccount?  We teach you a low-cost investment philosophy based on the Nobel prize winning work of Harry Markowitz.  You can implement this strategy at home by spending no more than a few hours annually managing your portfolio (most advisors charge thousands or tens of thousands of dollars for implementing essentially the same strategy!).

3) Did you know that using an advisor to manage your retirement portfolio can dramatically increase the odds of outliving your assets or force you to take substantially more risk than you need to meet your goals?  We will introduce you to simple withdrawal strategies that can greatly increase your odds of leaving a tidier nest egg to your loved ones or your favorite charity.

4) Brokers make a fortune off of selling annuities, permanent life insurance and long term care policies with many brokers recommending these policies to virtually all of their clients.  In our experience, probably fewer than 5% of households need any of these products.  You'll learn the basics of when to use them and when to realize you are just being sold a bill of goods.

 Our three hour seminars can be taken privately or in a group setting.

• $750 per household for personalized private lessons  (open to subscriber, spouse and children ages 16-22)
• $250 per person (including spouse) for group lessons (corporate discounts available)

YOU WILL LEARN: 

• Planning basics and tools – getting to “the number” for retirement and other financial objectives
  • The easy "backward" method
  • The harder "forward" method
• Managing taxes and efficient use of tax efficient retirement accounts
  • Tax balancing using qualified retirement accounts (401k, IRA, Roth etc.)
• Introduction to primary asset categories, advantages and disadvantages of each and investment alternatives for each
  • Cash
  • Bonds
  • Domestic stocks
  • International stocks
  • Alternative investments (real estate, commodities, currencies, options, private equity, hedge funds and more)
• Asset allocation including a real-life example (including a personalized asset allocation structure for private lessons)
  • What it is
  • How to do it - including tools to help manage your portfolio
• Advantages and disadvantages of index funds v. actively managed funds for different asset categories
• Measuring and managing risk in your portfolio
  • Types of risk
  • Standard measures of risk
  • Risk adjusted performance
• The enormous impact of expenses on a portfolio and how inefficient expense management can delay your retirement for years
  • Real life examples of the impact of costs and taxes on your investments
• Proper use of life, disability, long term care and longevity insurance
  • Simple calculations to determine your needs
• Retirement portfolios and withdrawal strategies

Fenway Financial Advisors is registered in the state of Massachusetts as a state registered investment advisor.  This site is intended for informational purposes only and should not be construed as a solicititation to buy, sell or otherwise transact securities or insurance products.  Past performance is not an indicator of future results and no guarantees of investment performance are made or implied.  All investments carry risk, including the possible loss of principle.